Prosper Checking

Get valuable rewards and earn interest with our premium checking account.


Get $300, Earn Interest, & Stay Protected


when you sign up for a Prosper Checking account!*


Prosper-Checking
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Key Features

Use NASB Plus mobile app to shop local and save

Comes with ID Theft Aid, Roadside Assistance, and Cell Phone Protection

Earn interest on your checking balance



Earn interest on your checking with great benefits.

Open a Prosper Checking account with NASB today and reap the benefits!

You will get:

  • Access to our full suite of digital banking tools: Online Banking, Bill Pay, e-Statements, NASB Debit Card, Mobile Banking with free Mobile Check Deposit and mobile payments1.
  • Up to $400 per claim ($800 per year) cell protection if your cell phone is broken or stolen when you pay your cell phone bill from your Prosper account2,3 .
  • ID Theft Aid that includes payment card fraud resolution and $2,500 in personal identity theft benefit and identity restoration.2,3 
  • 24/7 roadside assistance up to $80 in covered service charges (can be used up to four times per year).3

And, with your Prosper Checking account you get access to our NASB Plus app that gives discounts to local and national retailers, and deals on shopping, dining, travel and more!


Requirements

  • Minimum to open: $1,500
  • Minimum balance requirement: monthly minimum of $1,500
  • Monthly maintenance fee: $8 if minimum balance not met
  • Inactivity fee: $8 if no activity for six months and balance < $5,000


Interest paid on the following balance tiers:

Balance APY4
$.01 - $4,999.99 0.55%
$5,000 - $49,999.99 (Non-Qualified) 0.60%
$5,000 - $49,999.99 (Qualified)5 0.70%
$50,000 - $1,499,999.99 0.60% 
Effective Date: 11/15/2024

Online Banking FAQs

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What Our Customers Say
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"Everyone at NASB was great to work with! They made a complicated process simple and easy to understand."

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1Internet and/or wireless service provider charges may apply.

2Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

3Insurance products are: NOT FDIC INSURED, NOT A DEPOSIT, MAY LOSE VALUE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY NASB.

4Annual Percentage Yield. See Checking or Savings for account requirements. All offering rates subject to change at any time without notice including after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

5Earn a higher rate with 12 debit card swipes per month.

6This offer is valid for new Prosper Checking accounts only and is not available to existing NASB personal checking customers (including trustees and signers on joint accounts) or to those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and signers on joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Prosper Checking account with a total deposit of $3,000 or more in new money AND set up direct deposit within 90 days of opening. The minimum balance required to open Prosper Checking is $1,500, and the minimum balance to earn a bonus is $3,000. 2) Account(s) subject to approval. Prosper Checking earns interest. View current rates at nasb.com/rates. The interest rate and annual percentage yield may change after opening the account. 3) Set up ongoing direct deposits and deposit a minimum of $3,000 into this account within the first 90 days of account opening to qualify. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) After you have completed the above requirements, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). Your account must be open and in good standing, and you must have a balance greater than zero for the cash bonus to be paid. The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 9/27/2024.