Prosper Checking
Get valuable rewards and earn interest with our premium checking account.
Earn interest on your checking with great benefits.
Open a Prosper Checking account with NASB today and reap the benefits!
You will get:
- Access our full suite of digital banking tools: Online Banking, Bill Pay, e-Statements, NASB Debit Card, Mobile Banking with free Mobile Check Deposit, and mobile payments1.
- You can get up to $400 per claim ($800 per year) of cell protection if your cell phone is broken or stolen when you pay your cell phone bill from your Prosper account2,3.
- ID Theft Aid that includes payment card fraud resolution and $2,500 in personal identity theft benefit and identity restoration.2,3
- 24/7 roadside assistance up to $80 in covered service charges (can be used up to four times per year).3
And, with your Prosper Checking account, you get access to our NASB Plus app that gives discounts to local and national retailers and deals on shopping, dining, travel, and more!
Requirements
- Minimum to open: $1,500
- Minimum balance requirement: monthly minimum of $1,500
- Monthly maintenance fee: $8 if minimum balance not met
- Inactivity fee: $8 if no activity for six months and balance < $5,000
Interest is paid on the following balance tiers:
| Balance | APY4 |
|---|---|
| $.01 - $4,999.99 | 0.55% |
| $5,000 - $49,999.99 (Non-Qualified) | 0.60% |
| $5,000 - $49,999.99 (Qualified)5 | 0.70% |
| $50,000 - $1,499,999.99 | 0.60% |
