Online Account Opening
Apply for an online NASB Checking, Savings, or Certificate of Deposit account today.
Opening an account has never been easier.
Whether it's our Prosper Checking account with valuable rewards and interest earning capabilities, a savings account with a great rate and flexible withdrawal options, or a certificate of deposit account with a term that matches your needs, we make opening an account online pain-free and easy.
Checking Accounts
Open Online or In-Branch | |
Advance Checking | Open account |
| Our low-cost checking account has basic benefits, including online banking, a NASB debit card, and mobile banking with free mobile check deposits. | |
Prosper Checking | Open account |
| Get valuable rewards and earn interest with our premium checking account. | |
Premium Money Market* | Open account |
| Our highest performing checking account. The more you deposit, the more you earn. | |
Open In-Branch Only | Find a branch |
Thrive Checking | |
| The checking account to help you find great deals and money-saving benefits. |
*Promotional rates effective as of: 11/15/2024 and valid for new personal accounts and new money only. Fees may reduce earnings on the account.
Savings Accounts
Open Online or In-Branch | ||
Ultimate Savings | Open account | |
| Competitive rate with access to your funds. | ||
High Rate Savings | Open account | |
| Our high-yield savings account is designed to take your savings to the next level. | ||
Statement Savings | Open account | |
| Savings account with a great rate and the flexibility of withdrawing money anytime. | ||
Super Saver Savings | Open account | |
| This high-balance savings account features a great rate and useful banking benefits. | ||
Select III Savings | Open account | |
| With a low minimum opening and great rates, this tiered savings account offers great options for paying more. | ||
Open In-Branch Only | Find a branch | |
Performance Savings | ||
| Offering premium savings services with competitive interest rates on higher balances. | ||
IRA Savings | ||
| Enjoy the security and tax advantages of saving for retirement with a NASB IRA Savings account, without sacrificing access to your money. | ||
Smart Savers Savings | ||
| A great account to start you on your path to saving, with low opening balance and minimum balance requirements. | ||
Stepping Stones Savings | ||
| Help your children learn financial responsibility and start saving for the future with a Stepping Stones savings account. |
Certificate of Deposit Accounts
7-Month CD Special Open account
11-Month CD Special Open account
23-Month CD Special Open account
Open online or in-branch
7-Month CD Special Open account
| APY1 | Interest Rate1 | Minimum to Open |
|---|---|---|
| 4.75% | 4.64% | $1,000 |
11-Month CD Special Open account
| APY1 | Interest Rate1 | Minimum to Open |
|---|---|---|
| 4.55% | 4.45% | $1,000 |
23-Month CD Special Open account
| APY1 | Interest Rate1 | Minimum to Open |
|---|---|---|
| 4.35% | 4.26% | $1,000 |
*APY=Annual Percentage Yield. Effective Date: 11/15/2024. Interest is compounded daily and credited quarterly. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Early withdrawal penalty may apply. Fees can reduce earnings on the account.
Savings Accounts
E-Savings
| With our E-Savings account, these current interest rates offer a sizeable return on your investment. | Open account |
Certificate of Deposit Accounts
7-Month CD Special Open account
11-Month CD Special Open account
Open online or in-branch
7-Month CD Special Open account
| APY1 | Interest Rate1 | Minimum to Open |
|---|---|---|
| 4.75% | 4.64% | $1,000 |
11-Month CD Special Open account
| APY1 | Interest Rate1 | Minimum to Open |
|---|---|---|
| 4.55% | 4.45% | $1,000 |
*APY=Annual Percentage Yield. Effective Date: 11/15/2024. Interest is compounded daily and credited quarterly. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. An early withdrawal penalty may apply. Fees can reduce earnings on the account.
Savings Accounts
Open Online or In-Branch | ||
Ultimate Savings | Open account | |
| Competitive rate with access to your funds. | ||
High Rate Savings | Open account | |
| Our high-yield savings account is designed to take your savings to the next level. | ||
Statement Savings | Open account | |
| Savings account with a great rate and the flexibility of withdrawing money anytime. | ||
Super Saver Savings | Open account | |
| This high-balance savings account features a great rate and useful banking benefits. | ||
Select III Savings | Open account | |
| With a low minimum opening and great rates, this tiered savings account offers great options for paying more. | ||
Open In-Branch Only | Find a branch | |
Performance Savings | ||
| Offering premium savings services with competitive interest rates on higher balances. | ||
IRA Savings | ||
| Enjoy the security and tax advantages of saving for retirement with a NASB IRA Savings account without sacrificing access to your money. | ||
Smart Savers Savings | ||
| This is a great account to start you on your path to saving, with a low opening balance and minimum balance requirements. | ||
Stepping Stones Savings | ||
| Help your children learn financial responsibility and start saving for the future with a Stepping Stones savings account. |
Online Banking FAQs
What are NASB’s transfer limits?
Funding limits vary and are set within the online account application. NASB Online Banking has a transfer limit of $5,000 a day or $20,000 in a rolling month. These funds are sent and received by a three day ACH process. NASB does not place a limit on funds initiated by outside banks.
How many external accounts for external transfers can be attached to NASB's online banking?
5 accounts
Is NASB FDIC insured?
Yes, we are FDIC insured.
What is the FDIC insurance certificate number?
NASB’s certificate number is 29708.
How much of my deposit will FDIC insurance cover?
We recommend the Electronic Deposit Insurance Estimator through the FDIC. It can be found at https://edie.fdic.gov.
Why isn’t my account showing up in my online banking?
If you do not see your account in NASB Online Banking right away, it will appear as soon as the account has been funded. NASB funds online accounts once a day, between 3pm and 5pm Central Standard Time.
Will a credit freeze or fraud monitoring program affect my application when I apply for an online account?
Yes, it will. Any credit freeze will need to be temporarily lifted and any fraud monitoring program will need to be contacted before you complete your application.
In applying for an online account, can I have a joint owner on my account?
Yes! These online accounts are available as Single or Joint Tenancy with Rights of Survivorship only. They are not available to the ownership of a Trust, Estate, or a Business.
Can I have a beneficiary on my account?
Yes! Sign in to your online banking, then click Profile, Messages and Compose New. We require the first name, last name, address, date of birth, phone number and social security number for each beneficiary to be added.
Are you also a brick-and-mortar bank?
Yes, North American Savings Bank (NASB) is a local bank and national mortgage lender headquartered in Kansas City, Missouri. We operate ten branch locations in the greater KC metro area. For 95 years, NASB has served customers' financial needs by providing a wide range of personal banking products along with competitive residential and commercial mortgages.
What Our Customers Say
Judith S., January 23, 2024
★★★★★ (5)
"We have savings in many different banks, and NASB contacted us to suggest one of their higher-yield savings accounts. No other bank has ever done that for us and our accounts. Wonderful service above and beyond!"
"We have savings in many different banks, and NASB contacted us to suggest one of their higher-yield savings accounts. No other bank has ever done that for us and our accounts. Wonderful service above and beyond!"