Online Banking FAQs
The answers to the most common online banking questions.
What to know before you open an account.
We've got the answers to your NASB online banking questions.
What are NASB’s transfer limits?
Funding limits vary and are set within the online account application. NASB Online Banking has a transfer limit of $5,000 a day or $20,000 in a rolling month. These funds are sent and received by a three day ACH process. NASB does not place a limit on funds initiated by outside banks.
How many external accounts for external transfers can be attached to NASB's online banking?
5 accounts
Is NASB FDIC insured?
Yes, we are FDIC insured.
What is the FDIC insurance certificate number?
NASB’s certificate number is 29708.
How much of my deposit will FDIC insurance cover?
We recommend the Electronic Deposit Insurance Estimator through the FDIC. It can be found at https://edie.fdic.gov.
Why isn’t my account showing up in my online banking?
If you do not see your account in NASB Online Banking right away, it will appear as soon as the account has been funded. NASB funds online accounts once a day, between 3pm and 5pm Central Standard Time.
Will a credit freeze or fraud monitoring program affect my application when I apply for an online account?
Yes, it will. Any credit freeze will need to be temporarily lifted and any fraud monitoring program will need to be contacted before you complete your application.
In applying for an online account, can I have a joint owner on my account?
Yes! These online accounts are available as Single or Joint Tenancy with Rights of Survivorship only. They are not available to the ownership of a Trust, Estate, or a Business.
Can I have a beneficiary on my account?
Yes! Sign in to your online banking, then click Profile, Messages and Compose New. We require the first name, last name, address, date of birth, phone number and social security number for each beneficiary to be added.
Are you also a brick-and-mortar bank?
Yes, North American Savings Bank (NASB) is a local bank and national mortgage lender headquartered in Kansas City, Missouri. We operate ten branch locations in the greater KC metro area. For 95 years, NASB has served customers' financial needs by providing a wide range of personal banking products along with competitive residential and commercial mortgages.
