Checking
Compare checking accounts to find the one that fits your needs.
Enjoy the convenience and value of a NASB checking account.
Get more out of your banking with a NASB Checking account! Whether you want convenience, value, or great interest, we've got you covered. Choose the account that best suits your needs and enjoy a comprehensive range of digital banking tools, along with fantastic perks.
All NASB checking accounts include:
- Easy access to Online Banking
- Convenient Bill Pay features
- Paperless e-Statements
- NASB Debit Card for purchases and withdrawals
- Mobile Banking with mobile check Deposit and mobile payments.1
Earn More with NASB Checking:
- Up to 2.00% APY2 on your Flourish Checking account balance
- 0.70% APY4 on your Prosper Checking balance
Plus, when you open a Prosper or Thrive Checking account, you unlock exclusive money-saving offers and added security benefits through our NASB Plus app, including:
- Up to $400 per claim ($800 per year) for cell phone protection when you pay your bill through your Prosper or Thrive account3,4
- ID Theft Aid with $2,500 in protection for personal identity theft, fraud resolution, and restoration3,4
- 24/7 Roadside Assistance with up to $80 in covered charges (four uses per year)5
- Exclusive Discounts for shopping, dining, prescriptions, travel, and more at local and national retailers1
Choose NASB for your checking account today - where value, security, and convenience come together.
Flourish Checking Learn more: Flourish Checking
| Prosper Checking Learn more: Prosper Checking
| Thrive Checking Learn more: Thrive Checking
| Advance Checking Learn more: Advance Checking
| |
|---|---|---|---|---|
| Digital Banking Tools1 | Included | Included | Included | Included |
| Shop and save with NASB Plus App3 | Not Included | Included | Included | Not included |
| Cell Phone Protection3,4 | Not included | Included | Included | Not included |
| ID Theft Aid3,4 | Not included | Included | Included | Not included |
| Roadside Assistance4 | Not included | Included | Included | Not included |
| Travel Accidental Death Coverage3 | Not included | Included | Included | Not included |
| Health Savings Card3 | Not included | ncluded | Included | Not included |
| Interest on Your Checking Balance | up to 2.00% APY2 | up to 0.70% APY2 | N/A | N/A |
| Minimum Opening Balance | $5,000 | $1,500 | $100 | $100 |
| Monthly Minimum Balance | $5,000 | $1,500 | $0 | $100 |
| Monthly Fee | $10 waived with $5,000 minimum balance | $8 waived with $1,500 minimum balance | $6 | $7 waived with $100 minimum balance and e-statement |
| Open now: Advance Checking | Open now: Prosper Checking | Find a branch: Thrive Checking | Open now: Advance Checking |
Strength You Can Count On
general banking testimonials with brag boxes
Community Support
$5 Million+ Invested
In Kansas City communities since 2020
Bauer Financial
Star ratings are current as of 09/29/2025
"Well Capitalized"
FDIC Capital Classification
As of quarter end June 30, 2025
Open Your Checking Account in 3 Easy Steps!
Enter Your Info
Provide your address, phone, email, Social Security number, and answer a few simple questions.
Fund Your Account
Make your initial deposit by entering your bank account details and transfer the minimum deposit to activate your account.
Confirmation
Open your account entirely online in just 10 minutes.
Recognized Excellence
Recognized Excellence
Community Support
$5 Million+ Invested
In Kansas City communities since 2020
"Well Capitalized"
FDIC Capital Classification
As of quarter end June 30, 2025
Bauer Financial
Star ratings are current as of 09/29/2025 from Bauer Financial
Have questions about NASB checking accounts?
We have answers. Please feel free to reach out directly to us if you have further questions. We look forward to hearing from you!
How do I open a NASB checking account?
When you're ready to open a NASB checking account, simply click here to start the process. If you have questions, don't hesitate to call us at 816-316-4000, option 3.
Where is the account number on a check?
Your account number can be found at the bottom of your check. It’s the second set of numbers, the first set being your nine-digit routing number, and the third set is your check number.
Which checking account is right for me?
NASB offers three checking accounts. Whether you want to earn interest on your account, take advantage of savings benefits and local discounts, or simply an account that covers your everyday needs, we have you covered. Click here to learn more about our Flourish, Prosper, Thrive, and Advance checking accounts.
Is mobile banking available?
Yes, NASB's Mobile Banking app allows you to view checking account balances, transfer funds, make mobile check deposits, and more! Click here to find out how to download and use NASB's Mobile Banking app.
Can I access my account information online?
Yes, NASB offers 24/7 banking with our Online Banking solution. You can view your accounts, transfer funds, create alerts, pay bills and much more, all for free! Click here for more information on how to get Online Banking.
Will I be charged a fee on my checking account?
Each of our checking accounts have a monthly fee, but they are waived on the Advance, Flourish and Prosper accounts if you meet minimum monthly balance and other requirements.
How can I order checks through the website?
You can order checks online through NASB's secure portal here. Have your routing number, account number, and zip code available when you're ready to order. Or you can order directly from NASB online banking.
How can I reset my debit card PIN?
Simply call 1-800-992-3808 and follow the audio directions.
How can I freeze my debit card?
Simply call NASB customer service at 816-316-4000, option 2, and they will be able to assist you.
I lost my debit card, what should I do?
If your debit card is missing, please call us at 1-800-992-3272 anytime, day or night.
What should I do if I'll be traveling?
To help eliminate any worries about your finances while you are on vacation, NASB has prepared a list of frequently asked travel safety questions to help keep you and your money protected while you travel. Make sure to contact NASB customer service at 1-800-677-6272 to let us know your travel plans before leaving.
I am in the military, how can I continue using my account?
NASB's suite of digital banking products support our customers both locally and internationally. Notify NASB customer service at 816-316-4000 before you deploy to help coordinate your specific needs.
How do I transfer my checking account from another bank to yours?
NASB offers a "Switch Kit" that makes it easy to transition your checking account to NASB. Click here to learn more about how a Switch Kit makes it easy to switch the direct deposits and automatic payments from your old account to your NASB account in just a few minutes.
Do you charge a fee to use an ATM?
No, NASB does not charge any service fees when using your NASB VISA Debit Card at an ATM. However, you could be charged a fee if you use an ATM located outside the network. NASB is part of the MoneyPass network, which provides access to over 32,000+ surcharge-free ATMs throughout the U.S., including 50 in the Kansas City area. Click here to find a MoneyPass ATM.
Do I need to keep a certain amount of money in my checking account?
All of our checking accounts require a minimum balance. Please click here for more information.
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