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An Investment Property Loan allows borrowers to purchase real estate to generate income through rental income or appreciation.
Minimum 15% down
Qualify with employment history, credit score and DTI
Purchase real estate as income source
If you are looking to buy a single-family home, townhome, condo, or multi-unit property as a means of income, an Investment Property Loan from NASB could be a great option. We look at your employment history, credit score and debt-to-income ratio to determine eligibility. And you are looking to purchase an investment property without requiring proof of personal income through tax returns or pay stubs, you may want to consider a Debt Service Coverage Ratio or DSCR loan. We offer DSCR loans for both short-term rental and long-term rental properties.
Answer six quick questions to get your personalized recommendations from one of our loan experts.
Choose from a residence to an investment property.
We offer loans for most occupational situations.
Knowing your credit score helps us match you with the right loan product.
Your down payment can affect your rate and monthly payments.
Sorry, we do not currently offer any investment property loans without a minimum 20% down payment.
Sorry, we do not currently offer any primary or secondary home loans without a minimum 10% down payment.
By knowing where you live, we can match you with your state's current mortgage regulations.
Just provide your information below and you'll be on your way to achieving your goals!
By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.
The main qualifying factors for securing an investment property loan are:
The three types of investment properties are:
A minimum loan amount of $175,000 is required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for details on the excluded areas and/or zip codes.
Learn how to get an Investment Property Loan and the different types of loans available, including DSCR Loans, Non-Warrantable Condo Loans, Jumbo Loans, and Portfolio Loans.
"Everyone at NASB was great to work with! They made a complicated process simple and easy to understand."
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