Dream Possible Home Loan

NASB's Dream Possible Home Loan features a waived fee plus down payment or closing cost assistance to eligible Kansas City applicants.



Dream possible

Key Features

Down payment or closing cost assistance up to $6,500

No origination fee

Available on conventional, FHA, and VA purchases and refinances

Everyone deserves the opportunity to achieve home ownership.

Our Dream Possible Home Loan opens the door to homeownership by waiving our lender fee. Depending on your eligibility, we offer either down payment or closing cost assistance, up to $6,500 off your amount due at closing!1

  • Program eligibility is restricted to properties in qualifying counties in the greater KC metro area in select census tracts or based on borrower income level.2
  • Available on Conventional, FHA, and VA purchases and refinances.


Have questions? I'm here to help!


beverly smith

Beverly Smith

CRA Loan Officer
Call: 855-624-2548
Email: bsmith1@nasb.com
NMLS ID#: 544213




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Christina K., March 14, 2024
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1To qualify, the subject property must be located in a qualifying county, and either the applicant's income level must be less than 80% of the Area Median Income, or the property must be located in a ‘low’ or ‘moderate’ income census tract. The Dream Possible Program is not available for all products or loan types. This program is not eligible for portfolio loans. The program benefit in the form of down payment assistance are available only for conventional conforming purchase loans on a primary residence qualified by the applicant's income level. Closing cost assistance provided may not exceed the actual closing cost. Eligibility for the Dream Possible Home Loan is separate from loan approval, which is still required.

2Qualifying counties are Buchanan, Cass, Clay, Jackson, Lafayette, and Platte in Missouri and Johnson and Wyandotte in Kansas.