Buy a Home
You have questions about buying a home. We have answers.
Solutions to your home buying questions
Buying a home can be complicated. These resources can answer your questions and make it easier to find your dream home.
Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded.
Helpful resources to jump start your search:
First Home Purchase?
eBook: So You Are Thinking of Buying Your First Home
Our free eBook will help guide you through the home buying process from start to finish.
Download here
Videos: How to Get A Loan If You Are Self-Employed
This NASB Video helps you secure a loan if you are self-employed and don't have W2s or Tax Documents.
View here
Ready to make a move? Start with these products:
Conventional Loan
- Varying loan terms to accommodate your financial situation.
- Avoid mortgage insurance fees with qualifying down-payment.
- An adjustable-rate loan with lower rates is available for shorter terms.
FHA Loan
- Credit requirements not as stringent as conventional loans.
- FHA loans require only a 3.5% down payment.
- Still possible to qualify with a higher debt-to-income ratio.
Non-Conforming Loan
- Higher loan limits.
- May qualify for a home loan despite credit issue.
- More flexible underwriting guidelines.
Jumbo loan
- Best option for loan exceeding the conforming limit.
- Can get with as little as 5% down.
- Choose from a variety of loan programs.
Here are some home buying programs to assist you:
Dream Possible Home Loan
- For Kansas City Metropolitan residents
- No NASB origination fees, plus closing cost or down payment assistance
- Benefits allowable for use with other loan programs
Home Buying Advantage
- A head start on the buying journey
- Gain an advantage over other buyers
- The opportunity to close faster
Home Build Rate Protection
- Lock in rate for nine months
- If rate drops within nine months you can get your rate lowered2
- Available on conventional, FHA and VA loans
Let's get started!
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What type of mortgage loan are you looking for?
What Our Customers Say
Tallaresha C., October 21, 2022
★★★★★ (5)
"Because I noticed that you guys were on top of your game, I decided to go with NASB rather than some of the other lenders with whom I actually have banking relationships and who also provide me with lower interest rates. You guys didn't waste any time and had excellent communication. The fact that I was given the "clear to close" earlier than my original closing date was quite impressive to me, too. I look forward to doing business with NASB again very soon!"
"Because I noticed that you guys were on top of your game, I decided to go with NASB rather than some of the other lenders with whom I actually have banking relationships and who also provide me with lower interest rates. You guys didn't waste any time and had excellent communication. The fact that I was given the "clear to close" earlier than my original closing date was quite impressive to me, too. I look forward to doing business with NASB again very soon!"