Buy a Home
You have questions about buying a home. We have answers.
Solutions to your home buying questions
Buying a home can be complicated. These resources can answer your questions and make it easier to find your dream home.*
Helpful resources to jump-start your search:
First Home Purchase?
eBook: So You Are Thinking of Buying Your First HomeOur free eBook will help guide you through the home buying process from start to finish.Download here | ||
Video: How to Get A Loan If You Are Self-EmployedThis NASB Video helps you secure a loan if you are self-employed and don't have W2s or Tax Documents.View here | ||
Calculator: Home affordability calculatorThis tool calculates the maximum home price and mortgage loan you can afford with a given down payment, loan-to-value ratio, and total monthly loan payment.View here | ||
Blog: How to Find a Home You Can AffordThis blog will help you find an affordable home with careful budget planning, research of neighborhoods, utilization of available programs, and patience.View here | ||
Which loan is best?
Home LoansLearn about the different types from FHA to Non-conforming.View here | ||
Which loan is better?This calculator matches the right mortgage loan to your situation.View here | ||
Blog: What is the Difference Between Conventional and non-QM loans?Find out if your circumstances allow you to qualify for a Fannie or Freddie backed conventional loan, or if you need a lender-approved non-QM loan.View here | ||
Financially Challenged?
Dream Possible Home LoanFeatures a waived fee plus a down payment or closing cost assistance to eligible Kansas City applicants.View here | ||
MHDC Mortgage Assistance ProgramsNASB can help Missouri residents take advantage of a number of mortgage assistance programs available through the MHDC.View here | ||
Blog: How to Get a Home Loan After BankruptcyDiscover the tools and take the first steps to help you secure a home loan after bankruptcy.View here | ||
Ready to make a move? Start with these products:
Conventional Loan
- Varying loan terms to accommodate your financial situation.
- Avoid mortgage insurance fees with qualifying down-payment.
- An adjustable-rate loan with lower rates is available for shorter terms.
FHA Loan
- Credit requirements not as stringent as conventional loans.
- FHA loans require only a 3.5% down payment.
- Still possible to qualify with a higher debt-to-income ratio.
Non-Conforming Loan
- Higher loan limits.
- May qualify for a home loan despite credit issue.
- More flexible underwriting guidelines.
1099 Mortgage Loan
- Use your 1099 instead of tax documents to qualify
- 700 minimum credit score
- Great option for self-employed borrowers
Here are some home buying programs to assist you:
Dream Possible Home Loan
- For Kansas City Metropolitan residents
- No NASB origination fees, plus closing cost or down payment assistance
- Benefits allowable for use with other loan programs
Home Buying Advantage
- A head start on the buying journey
- Gain an advantage over other buyers
- The opportunity to close faster
Home Build Rate Protection
- Lock in rate for nine months
- If rate drops within nine months you can get your rate lowered2
- Available on conventional, FHA and VA loans
MHDC Mortgage Assistance Programs
- Cash Assistance Loan
- Non-Cash Assistance Loan
- Available first-time home buyers and veterans
Let's get started!
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What Our Customers Say
Tallaresha C., October 21, 2022
★★★★★ (5)
"Because I noticed that you guys were on top of your game, I decided to go with NASB rather than some of the other lenders with whom I actually have banking relationships and who also provide me with lower interest rates. You guys didn't waste any time and had excellent communication. The fact that I was given the "clear to close" earlier than my original closing date was quite impressive to me, too. I look forward to doing business with NASB again very soon!"
"Because I noticed that you guys were on top of your game, I decided to go with NASB rather than some of the other lenders with whom I actually have banking relationships and who also provide me with lower interest rates. You guys didn't waste any time and had excellent communication. The fact that I was given the "clear to close" earlier than my original closing date was quite impressive to me, too. I look forward to doing business with NASB again very soon!"