Flourish Checking
Our premium checking account offering competitive high-yield rates.
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Our premium checking account offering competitive high-yield rates.
Earn up to 2.00% APY on your checking balance1
Comes with full suite of Online Banking tools
FDIC-insured
Unlock the potential of our Flourish Checking account and earn up to 2.00% APY1 on your balance. Take advantage of this high-yield checking account that offers everything you need for easy, secure banking.
Easily manage your finances on the go with our intuitive mobile app. View transactions, set budgets, and track your spending in one place. Plus, you can link external accounts for an all-in-one view of your financial picture.2
Balance | APY1 | Minimum to open |
---|---|---|
$.01 - $19,999.99 | 0.55% | $5,000 |
$20,000 - $1,499,999.99 | 2.00% | $5,000 |
$1,500,000 or Greater | 0.60% | $5,000 |
1Annual Percentage Yield (“APY”), Effective Date: 01/03/2025, valid for accounts opened in-branch and online. Flourish Checking earns interest on the following account balance tiers: $.01 - $19,999.99= 0.55%, $20,000 - $1,499,999.99= 2.00%, $1,500,000 or Greater= 0.60%. The interest rate and annual percentage yield may change after opening the account. Rates subject to change without notice and after the account is opened.
2Internet and/or wireless service provider charges may apply.
*$300 offer is valid for new Flourish Checking accounts opened on and after January 1, 2025. It is not available to existing NASB personal checking customers (including trustees and signers on joint accounts) or to those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and signers on joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Flourish Checking account with a minimum balance of $5,000 new money. A $10.00 monthly service charge will be applied to your account for every month the balance drops below the minimum $5,000. 2) Account(s) subject to approval. 3) Set up ongoing direct deposits and deposit a minimum of $3,000 into the account within the first 90 days of account opening to qualify. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) After you have completed the above requirements, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. Fees can reduce earnings on the account. The bonus offer is effective as of 01/01/2025.
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