Flourish Checking

Our premium checking account offering competitive high-yield rates.

Flourish checking

Key Features

Earn up to 2.00% APY on your checking balance1

Comes with full suite of Online Banking tools

FDIC-insured



Flourish Checking: Earn More, Enjoy More

Unlock the potential of our Flourish Checking account and earn up to 2.00% APY1 on your balance. Take advantage of this high-yield checking account that offers everything you need for easy, secure banking.

  • Minimum to open: $5,000
  • Minimum balance requirement: Maintain a $5,000 monthly balance to avoid fees
  • Monthly maintenance fee: $10 if minimum balance drops below $5,000

Mobile Banking at Your Fingertips

Easily manage your finances on the go with our intuitive mobile app. View transactions, set budgets, and track your spending in one place. Plus, you can link external accounts for an all-in-one view of your financial picture.2


Online Banking FAQs




Interest paid on the following balance tiers:

BalanceAPY1Minimum to open
$.01 - $19,999.990.55%$5,000
$20,000 - $1,499,999.992.00%$5,000
$1,500,000 or Greater0.60%$5,000
Effective Date: 9/26/2025
What Our Customers Say
general banking testimonials



Open Your Flourish Checking Account in 3 Easy Steps!

 

Number 1 third

Enter Your Info

Provide your address, phone, email, Social Security number, and answer a few simple questions.

Number 2 third

Fund Your Account

Enter your bank account info and transfer a minimum of $5,000 to activate your Flourish Checking account. 

number 3 third

Confirmation

Check your inbox for a confirmation email with your account number and all the details you need to get started.

Recognized Excellence
Recognized Excellence

Community Support

$5 Million+ Invested

 

In Kansas City communities since 2020

"Well Capitalized"

FDIC Capital Classification

 

As of quarter end June 30, 2025



Bauer Financial


Star ratings are current as of 09/29/2025 from Bauer Financial

Nationally competitive products. Individualized service.

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1Annual Percentage Yield (“APY”), Effective Date: 9/26/2025, valid for accounts opened in-branch and online. Flourish Checking earns interest on the following account balance tiers: $.01 - $19,999.990.55%$20,000 - $1,499,999.992.00%$1,500,000 or Greater0.60%. The interest rate and annual percentage yield may change after opening the account.  Rates subject to change without notice and after the account is opened.

2Internet and/or wireless service provider charges may apply.