Checking

Compare checking accounts to find the one that fits your needs.


Get $300 and Earn Interest


when you sign up for a Flourish1 or Prosper2 Checking account!

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Enjoy the convenience and value of a NASB checking account.

Get more out of your banking with a NASB Checking account! We've got you covered whether you're looking for convenience, value, or great interest. Choose the account that fits your needs and enjoy a full range of digital banking tools, plus fantastic perks.

All NASB Checking accounts include:

  • Easy access to Online Banking
  • Convenient Bill Pay features
  • Paperless e-Statements
  • NASB Debit Card for Purchases and withdrawals
  • Mobile Banking with Mobile Check Deposit, mobile payments, and powerful budgeting tools3

Earn More with NASB Checking:

  • Up to 2.00% APY4 on your Flourish Checking account balance
  • 0.70% APY4 on your Prosper Checking balance

Plus, when you open a Prosper or Thrive Checking account, you unlock exclusive money-saving offers and added security benefits through our NASB Plus app, including:

  • Up to $400 per claim ($800 per year) for cell phone protection when you pay your bill through your Prosper or Thrive account5,6
  • ID Theft Aid with $2,500 in protection for personal identity theft, fraud resolution, and restoration5,6
  • 24/7 Roadside Assistance with up to $80 in covered charges (four uses per year)5
  • Exclusive Discounts for shopping, dining, prescriptions, travel and more, at local and national retailers5

Choose NASB for your checking account today - where value, security, and convenience all come together.

    Flourish Checking
    Learn more: Flourish Checking
    Prosper Checking
    Learn more: Prosper Checking
    Thrive Checking
    Learn more: Thrive Checking
    Advance Checking
    Learn more: Advance Checking
    Digital Banking Tools3 IncludedIncludedIncludedIncluded
    Shop and save with NASB Plus App Not IncludedIncludedIncludedNot included
    Cell Phone Protection5,6 Not includedIncludedIncludedNot included
    ID Theft Aid5,6 Not includedIncludedIncludedNot included
    Roadside Assistance6 Not includedIncludedIncludedNot included
    Travel Accidental Death Coverage3Not includedIncludedIncludedNot included
    Health Savings Card5 Not includedncludedIncludedNot included
    Interest on Your Checking Balance up to 2.00% APY4up to 0.70% APY4N/AN/A
    Minimum Opening Balance$5,000$1,500$100$100
    Monthly Minimum Balance$5,000$1,500$0$100
    Monthly Fee $10
    waived with $5,000 minimum balance     		$8
    waived with $1,500 minimum balance     		$6$7
    waived with $100 minimum balance and e-statement
     Open now: Advance Checking Open now: Prosper Checking Find a branch: Thrive Checking Open now: Advance Checking



    Open Your Checking Account in 3 Easy Steps!

     

    Number 1 third

    Enter Your Info

    Provide your address, phone, email, Social Security number, and answer a few simple questions.

    Number 2 third

    Fund Your Account

    Make your initial deposit by entering your bank account details and transfer the minimum deposit to activate your account.

    number 3 third

    Confirmation

    Check your inbox for a confirmation email with your account number and all the details you need to get started.



    Open your account entirely online in just 10 minutes.




    Have questions about NASB checking accounts?

    We have answers. Please feel free to reach out directly to us if you have further questions. We look forward to hearing from you!
    When you're ready to open a NASB checking account, simply click here to start the process. If you have questions, don't hesitate to call us at 816-316-4000, option 3.

    Your account number can be found at the bottom of your check. It’s the second set of numbers, the first set being your nine-digit routing number, and the third set is your check number. 

    NASB offers three checking accounts. Whether you want to earn interest on your account, take advantage of savings benefits and local discounts, or simply an account that covers your everyday needs, we have you covered. Click here to learn more about our Flourish, Prosper, Thrive, and Advance checking accounts.
    Yes, NASB's free Mobile Banking app allows you to view checking account balances, transfer funds, make mobile check deposits, and more! Click here to find out how to download and use NASB's Mobile Banking app.
    Yes, NASB offers 24/7 banking with our Online Banking solution. You can view your accounts, transfer funds, create alerts, pay bills and much more, all for free!  Click here for more information on how to get Online Banking.
    Each of our checking accounts have a monthly fee, but they are waived on the Advance and Prosper accounts if you meet minimum monthly balance and other requirements. 
    You can order checks online through NASB's secure portal here.  Have your routing number, account number, and zip code available when you're ready to order. Or you can order directly from NASB online banking. 
    Simply call 1-800-992-3808 and follow the audio directions. 
    Simply call NASB customer service at 816-316-4000, option 2, and they will be able to assist you. 
    If your debit card is missing, please call us at 1-800-992-3272 anytime, day or night.
    To help eliminate any worries about your finances while you are on vacation, NASB has prepared a list of frequently asked travel safety questions to help keep you and your money protected while you travel. Make sure to contact NASB customer service at 1-800-677-6272  to let us know your travel plans before leaving. 
    NASB's suite of digital banking products support our customers both locally and internationally. Notify NASB customer service at 816-316-4000 before you deploy to help coordinate your specific needs. 
    NASB offers a "Switch Kit" that makes it easy to transition your checking account to NASB. Click here to learn more about how a Switch Kit makes it easy to switch the direct deposits and automatic payments from your old account to your NASB account in just a few minutes. 
    No, NASB does not charge any service fees when using your NASB VISA Debit Card at an ATM. However, you could be charged a fee if you use an ATM located outside the network. NASB is part of the MoneyPass network, which provides access to over 32,000+ surcharge-free ATMs throughout the U.S., including 50 in the Kansas City area. Click here to find a MoneyPass ATM. 
    All of our checking accounts require a minimum balance.  Please click here for more information.


    What Our Customers Say
    Gertrude W., March 22, 2021
    ★★★★★ (5)

    "I am a repeat customer of NASB and I always recommend family and friends to use their services."

    1$300 offer is valid for a new Flourish Checking account opened on or after January 1, 2025. It is not available to existing NASB personal checking customers (including trustees and primary owners on individual and joint accounts) or those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and primary owners on individual and joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Flourish Checking account with a total deposit of $5,000 or more. 2) Account(s) subject to approval. 3) Set up and complete direct deposits totaling $3,000 or more into this account within the first 90 days of account opening. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) At the completion of 90 days from account opening, if you have completed the above requirements and your account is open and in good standing with a balance greater than zero, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 1/01/2025.

    2$300 offer is valid for a new Prosper Checking account opened on or after September 27, 2024. It is not available to existing NASB personal checking customers (including trustees and primary owners on individual and joint accounts) or those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and primary owners on individual and joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Prosper Checking account with a total deposit of $1,500 or more. 2) Account(s) subject to approval. 3) Set up and complete direct deposits totaling $3,000 or more into this account within the first 90 days of account opening. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) At the completion of 90 days from account opening, if you have completed the above requirements and your account is open and in good standing with a balance greater than zero, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 9/27/2024.

    3Internet and/or wireless service provider charges may apply.

    4Annual Percentage Yield (“APY”), Effective Date: 01/24/2025, valid for accounts opened in-branch and online. Rates subject to change without notice and after the account is opened. Flourish Checking earns interest on the following account balance tiers: $.01 - $19,999.99= 0.55% APY, $20,000 - $1,499,999.99= 2.00% APY, $1,500,000 or Greater= 0.60% APY. The interest rate and annual percentage yield may change after opening the account. Prosper Checking earns interest on the following account balance tiers: $.01 - $4,999.99= 0.55% APY, $5,000 - $49,999.99 (Non-Qualified)= 0.60% APY, $5,000 - $49,999.99 (Qualified)= 0.70% APY, $50,000 - $1,499,999.99= 0.60% APY, $1,500,000 or greater = 0.55% APY. The interest rate and annual percentage yield may change after opening the account.

    5Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.


    6    Insurance products are: NOT FDIC INSURED, NOT A DEPOSIT, MAY LOSE VALUE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY NASB.