Savings
More savings account options to help you plan for your future.
From the new saver to the retirement planner, we have your savings account.
NASB offers a variety of unique savings products designed to fit your specific needs. Select the savings account that's right for you to help achieve your financial goals.
High Rate Savings
APY2 on balances of $1.00 or more
Ultimate Savings
- Online savings with great rates
- Free Mobile Check Deposit using NASB Mobile Banking1
- FDIC-insured to the maximum allowed by law
- Interest compounded daily
APY3 on balances up to $2,000,000.
Stepping Stones Savings
- Designed for youth ages 18 and under
- $25 minimum opening balance
- $0 minimum balance
- $7.50 monthly maintenance fee (if less than $25 and no monetary activity for 12 months)
Statement Savings
- Earn a great rate while maintaining full access to your funds
- $100 minimum opening deposit
- $100 minimum balance
- $7.50 monthly maintenance fee (if minimum not met)
- Free online and mobile banking services
Smart Savers Savings
- Save with the convenience of direct deposit and a great interest rate
- $50 minimum opening deposit
- $200 minimum balance after first six months
- $25 minimum monthly direct deposit required
- $0 monthly maintenance fee with direct deposit for the first six months then $7.50 if the minimum is not met
- Free online and mobile banking services
- Free online and mobile banking services Internet and/or wireless service provider charges may apply
Select III Savings
- Tiered savings with great rates and options to pay you more
- $500 minimum opening deposit
- $500 minimum balance
- $7.50 monthly maintenance fee (if minimum not met)
- Free online and mobile banking services Internet and/or wireless service provider charges may apply
Performance Savings
- Premium savings with competitive rates on higher balances
- $5,000 minimum opening deposit
- $5,000 minimum balance
- $7.50 monthly maintenance fee (if minimum not met)
- Free online and mobile banking services Internet and/or wireless service provider charges may apply
Super Saver Savings
- Save money faster with a great interest rate
- $15,000 minimum opening deposit
- $15,000 minimum balance
- $7.50 monthly maintenance fee (if minimum not met)
- Detailed quarterly statements
IRA Savings Account
- The tax advantages of saving plus anytime access to your money
- $100 minimum opening deposit
- $0 minimum balance
- $0 monthly maintenance fee
- Free online and mobile banking services (e-Statements required) Internet and/or wireless service provider charges may apply
Savings FAQs
- Find the most common answers to NASB savings accounts.
- Learn what you need to apply for an account.
- Find out which account is right for you.
Savings FAQs
Which savings account is right for me?
Choosing the right savings account that best meets your financial needs depends on the minimum amount you can open with, the minimum balance you can maintain, and what features and services you would like. Click here to find out more about the seven different savings accounts NASB offers.
Do I need to keep a certain amount of money in my savings account?
Yes, all NASB savings accounts require a minimum monthly balance. Click here to find out the different required minimum balances are on each account.
How do I open a NASB savings account?
When you're ready to open a NASB savings account, simply click here to start the process or visit one of our branches. If you have questions, don't hesitate to call us at 816-316-4000, option 3.
What is an IRA account?
An IRA is a retirement account that allows an individual to save with tax-free growth or on a tax-deferred basis. NASB has a number of IRA savings opportunities available, including traditional and Roth IRAs. Please contact customer service at 816-316-4000 or visit a NASB branch to find out more.
Can I access my account information online?
Yes, NASB offers 24/7 banking with our Online Banking solution. You can view your accounts, transfer funds, create alerts, pay bills and much more, all for free! Click here for more information on how to get Online Banking.
Savings Calculators
Open Your Savings Account in 3 Easy Steps!
Enter Your Info
Provide your address, phone, email, Social Security number, and answer a few simple questions.
Fund Your Account
Make your initial deposit by entering your bank account details and transfer the minimum deposit to activate your account.
Confirmation
Open your account entirely online in just 10 minutes.
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A+ Rating
Better Business Bureau
Based on the most recent data from Better Business Bureau
"Well Capitalized"
FDIC Capital Classification
As of quarter end December 31, 2024
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Star ratings are current as of 02/24/2025 from Bauer Financial
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