Mobile Banking

The Budgets feature can help you set realistic monthly spending limits and avoid exceeding those limits. The Budgets tool draws your eye to the areas that need your attention the most: large bubbles represent a more significant portion of your monthly budget, and red bubbles have exceeded their monthly allowance.

The Spending tool shows you where your money is going by category, helping you better understand your spending habits and stay on track.

The Accounts tool allows you to monitor financial activity across all your accounts in one place, simplifying your financial tracking. Accounts can be linked from most financial institutions. New users can click the "Add Account” button to add a new account.

Financial Insights uses artificial intelligence and machine learning to protect, inform, and guide financial decisions with personalized guidance, offers, and recommendations based on behaviors and data. Get spending trends, potential savings opportunities, duplicate payment detection, spend comparisons across categories, financial health scores, and proactive recommendations based on your spending patterns.

The mobile banking app contains many of the same core features as the desktop site.

There are two easy ways to pay bills using NASB’s Mobile Banking app. You can use the Bill Pay service or transfer money between NASB accounts to make a credit card or loan payment.

No, NASB does not charge a fee for using NASB mobile services or downloading our mobile app. However, you should check with your wireless carrier, as message and data rates for your mobile device may apply from them. For mobile text/SMS, it might cost you more, as some carriers charge for text messaging depending on your plan. For mobile web and our mobile app, you need to have a plan that supports "data", which could cost you more.

If you own an iPhone or Android  smartphone, you can download the App (or Launcher) directly to your mobile device. Simply search for NASB North American in your device’s app store. 

Alerts are notices that you set up to automatically alert you when select activity occurs on your accounts. Alerts are sent through text or email directly to your mobile device and are an easy, effective way to keep track of your account activity and to monitor your accounts for fraudulent transactions.

The paper check should be retained for a minimum of 30 days.

$1,000 per business day; daily deposit limits may vary for users of other services provided by NASB.

NASB Mobile Check Deposit works by using the camera on your phone to capture an image of the check. The image is processed the same way as making a deposit at a branch or at an ATM.

• Make sure the check amount entered matches the amount written on the check
• Verify that the back of your check is signed (endorsed)
• Flatten folded or crumpled checks before taking pictures
• Keep the entire check within the on-screen corners when capturing your picture
• Capture the picture in a well-lit area
• Place the check on a contrasting background before taking pictures
• Keep the phone flat and steady above the check when taking pictures
• Make sure the entire check image is visible and in focus before submitting your mobile deposit
• Make sure the signature on the check doesn’t flow into the MICR line (the series of numbers that appear along the bottom of your check)

NASB customers who are 18 and over, and who have an active checking or savings account, online banking with NASB, and a mobile device such as an iPhone, Android, or a tablet.

1. From your Apple device, open the Google Play Store app.
2. Tap Menu.
3. Tap Settings.
4. Tap Auto-update apps.
5. Choose an option:

   a. Over any network to update automatically over cellular data or Wi-Fi.
   b. Over Wi-Fi only to update automatically when connected to Wi-Fi.

The following accounts are accessible with NASB Mobile:

• Checking
• Savings, IRAs, and CDs
• Money Market
• Consumer Loans (Auto, HELOC, Share) Auto Loans
• Home Loans
• Business Accounts

Text Banking gives you the ability to access your eligible accounts from a mobile phone or device via text messaging. To use this service, you must first enroll by adding your mobile number for “Text Banking” in Online Personal Settings/User Profile. Simply text NASB with text commands to view account balances, and transfer funds quickly and easily (ex. BAL returns the balance on our primary checking or savings account). Standard text messaging rates may apply. Check with your mobile service provider for fees and charges.

If you are having trouble using your Android device for mobile check deposit, please click here and scroll to the bottom for set up instructions. 

e-Statements are only accessible through NASB’s Online Banking.

Some common reasons checks may not deposit:

• Fields or characters on a check image that are difficult to read
• Missing or illegible signatures
• Duplicate check image
• MICR Line (the series of numbers and symbols that appear along the bottom of your check) issue
• Maker's signature loops into the MICR line
• Check background image causes dark areas to appear in the MICR Line
• Fold lines on the check causes shadows in the MICR Line

No, a check can only be deposited to a single checking or savings account using mobile deposit. After the deposit has been credited to your account, you can then make transfers to other accounts.

Deposits submitted on a normal bank business day before 4:00 pm CST will generally be posted to your account the same business day. Deposits made after 4:00 pm CST or on weekends or holidays will generally be credited the next business day. Deposits will be available within two business days after the deposit is credited unless you are notified. Our standard hold policies apply, and any holds placed are at the sole discretion of NASB.

The check should be signed and accompanied by the verbiage, "For Mobile Deposit Only - NASB."

Please use a bright light and contrasting background to prevent shadows and poor image quality. Keep your hands and other objects clear of the check while taking the picture.