Prosper Checking

Get $300, Earn Interest, and Stay Protected.1

Set up direct deposit and transfer at least $3,000 into your new account within 90 days and enjoy the perks that come with it!



Key Features

Use NASB Plus mobile app to shop local and save

Comes with ID Theft Aid, Roadside Assistance, and Cell Phone Protection

Earn interest on your checking balance

NASB's Prosper Checking

Are you looking for a checking account that offers more than the basic features?  Look no further than NASB's Prosper Checking! Here's how you benefit with our value-added checking account designed to work for you:


Get Rewarded

  • Cash Bonus of $300: Open a new Prosper Checking account with a minimum of $1,500 in new money AND set up ongoing direct deposits for a total of $3,000 or more during the first 90 days of opening.1
  • Earn Interest on Your Balance: Prosper Checking offers up to 0.70% APY2, one of the highest rates in Kansas City per Bankrate.3
  • No Monthly Maintenance Fee: As long as the minimum average monthly balance of at least $1,500 is maintained. Otherwise $8/month.

Stay Protected

  • Cell Phone Protection: Get up to $400 per claim (up to $800 per year) if your phone is lost or stolen.4,5
  • ID Theft Aid: Get assistance resolving payment card fraud and receive $2,500 in personal identity theft benefits.4,5
  • 24/7 Roadside Assistance: Never get stranded! Get up to $80 in covered service charges (up to four times a year).4

Enjoy Discounts

  • NASB Plus App: Access exclusive discounts with local retailers to save money on shopping, prescriptions, dining, travel, and more.6

Mobile App

Our dynamic mobile app puts your finances at your fingertips. Easily view transactions, track budgets, and manage your money on the go. Plus, connect external accounts to view all your accounts in one place and get financial insights into how and where you spend your money.6


More Than Just Banking

Serving generations of families around the Kansas City area for almost 100 years, we are committed to the communities we serve both financially and through volunteerism.



Open a NASB Prosper Checking account and unlock a world of benefits.

Getting started is easy!

 

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Enter your info

Just enter your address, phone, email, social security number, and answer a few questions.

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Fund your account

Enter bank account information with your minimum $1,500 deposit to initiate the initial funding transfer.  

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That's all there is!

Look for your confirmation email that contains your account number and pertinent information.

 


Saver Story
Adrianne-

"I use the NASB Plus app for local savings on oil changes, eating out, and more, but my favorite savings are travel! Thanks to the NASB Plus app, we’ve saved on booking hotels and activities numerous times. The hotel prices on the app always beat the big booking sites online.“



As seen in:

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Smart Asset logo 3
 

 


 

1This offer is valid for new Prosper Checking accounts only and is not available to existing NASB personal checking customers (including trustees and signers on joint accounts) or to those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and signers on joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Prosper Checking account with a total deposit of $3,000 or more in new money AND set up direct deposit within 90 days of opening. The minimum balance required to open Prosper Checking is $1,500, and the minimum balance to earn a bonus is $3,000. 2) Account(s) subject to approval. Prosper Checking earns interest. View current rates at nasb.com/rates. The interest rate and annual percentage yield may change after opening the account. 3) Set up ongoing direct deposits and deposit a minimum of $3,000 into this account within the first 90 days of account opening to qualify. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) After you have completed the above requirements, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). Your account must be open and in good standing, and you must have a balance greater than zero for the cash bonus to be paid. The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 9/27/2024.

2Annual Percentage Yield (“APY”), Effective Date: 11/15/2024, valid for accounts opened in-branch and online. Rates subject to change without notice and after the account is opened.

3Rate information was obtained from Bankrate.com on 9/27/2024. APYs are subject to change at any time.

4Cell phone protection and personal identity theft benefits are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

5Insurance products are: NOT FDIC INSURED, NOT A DEPOSIT, MAY LOSE VALUE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY NASB.

6Wireless and/or internet service provider charges may apply.