Save smarter with our high-yield savings account.
- $10,000 minimum opening deposit
- Rate guaranteed through September 30, 20241
- FDIC insured up to $250,000 per depositor
Ultimate Savings
4.15% APY2
$10,000 opening deposit; no monthly minimum or maintenance fees.
Make your money work harder for you with our Ultimate Savings account!
At North American Savings Bank (NASB), our primary goal is taking care of our customers. Life can be unpredictable, so it's important to plan ahead. That's why we're guaranteeing our online-only Ultimate Savings account rate until September 30th. Now is the perfect time to start saving smarter with an account that offers a competitive interest rate to help you grow your savings faster.Why choose our online high rate savings account?
We will guarantee the rate through September 30, 2024!1
While most savings account rates may fluctuate, ours won’t change until September 30th. Your savings will grow at a consistent rate, regardless of any market changes.Enjoy a higher rate like a CD, but with the flexibility of a savings account.
Access your funds when you need them, hassle-free, whether you prefer to manage your finances online or through our mobile app.No minimum daily or monthly balance required.
Only $0.01 required to earn interest.Save with confidence.
You’re FDIC-insured up to $250,000 per depositor, and coverage is automatic.
Opening an account couldn’t be simpler!
Enter your info
Give us a few basics like your address, phone, email, social security number.
Make a deposit
You’ll need your bank account information with the minimum $10,000 to initiate your first deposit.
Online Banking FAQs
Can I have a beneficiary on my account?
Yes! Sign in to your online banking, then click Profile, Messages and Compose New. We require the first name, last name, address, date of birth, phone number and social security number for each beneficiary to be added.
What is the FDIC insurance certificate number?
NASB’s certificate number is 29708.
Are you also a brick-and-mortar bank?
Yes, North American Savings Bank (NASB) is a local bank and national mortgage lender headquartered in Kansas City, Missouri. We operate ten branch locations in the greater KC metro area. For 95 years, NASB has served customers' financial needs by providing a wide range of personal banking products along with competitive residential and commercial mortgages.
In applying for an online account, can I have a joint owner on my account?
Yes! These online accounts are available as Single or Joint Tenancy with Rights of Survivorship only. They are not available to the ownership of a Trust, Estate, or a Business.
Will a credit freeze or fraud monitoring program affect my application when I apply for an online account?
Yes, it will. Any credit freeze will need to be temporarily lifted and any fraud monitoring program will need to be contacted before you complete your application.
Why isn’t my account showing up in my online banking?
If you do not see your account in NASB Online Banking right away, it will appear as soon as the account has been funded. NASB funds online accounts once a day, between 3pm and 5pm Central Standard Time.
How much of my deposit will FDIC insurance cover?
We recommend the Electronic Deposit Insurance Estimator through the FDIC. It can be found at https://edie.fdic.gov.
Is NASB FDIC insured?
Yes, we are FDIC insured.
How many external accounts for external transfers can be attached to NASB's online banking?
5 accounts
What are NASB’s transfer limits?
Funding limits vary and are set within the online account application. NASB Online Banking has a transfer limit of $5,000 a day or $20,000 in a rolling month. These funds are sent and received by a three day ACH process. NASB does not place a limit on funds initiated by outside banks.
As seen in:
What Our Customers Say
Judith S., January 23, 2024
★★★★★ (5)
"We have savings in many different banks, and NASB contacted us to suggest one of their higher-yield savings accounts. No other bank has ever done that for us and our accounts. Wonderful service above and beyond!"
"We have savings in many different banks, and NASB contacted us to suggest one of their higher-yield savings accounts. No other bank has ever done that for us and our accounts. Wonderful service above and beyond!"
1Rates are subject to change without notice after September 30, 2024.
2Minimum balance required to open is $10,000.00. Interest is compounded monthly and paid monthly. Ultimate Savings earns 5.30% APY with minimum balances between $.01-$2,000,000 and 0.01% APY with minimum balances of $2,000,001+. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. Fees can reduce earnings on the account. Rates are only available in the Greater Kansas City (KS/MO) area.
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