Enjoy no monthly maintenance fee when you maintain a minimum monthly balance of $5,000. Otherwise, it’s just $10/month.
Easily manage your finances on the go with our intuitive mobile app. View transactions, set budgets, and track your spending in one place. Plus, you can link external accounts for an all-in-one view of your financial picture.4
For nearly 100 years, NASB has proudly served Kansas City families with exceptional banking products and community support.
| Balance | APY1 | Minimum to open |
|---|---|---|
| $.01 - $19,999.99 | 0.45% | $5,000 |
| $20,000 - $1,499,999.99 | 1.30% | $5,000 |
| $1,500,000 or Greater | 0.60% | $5,000 |
Provide your address, phone, email, Social Security number, and answer a few simple questions.
Enter your bank account info and transfer a minimum of $5,000 to activate your Flourish Checking account.
Open your account entirely online in just 10 minutes.
TERMS AND CONDITIONS
1Annual Percentage Yield (“APY”), Effective Date: 12/12/2025, valid for accounts opened in-branch and online. Rates subject to change without notice and after the account is opened. Flourish Checking earns interest on the following account balance tiers: $.01 - $19,999.99= 0.45%, $20,000 - $1,499,999.99= 1.30%, $1,500,000 or Greater= 0.60%. The interest rate and annual percentage yield may change after opening the account.
2Rate information was obtained from Bankrate.com on 12/18/2024. APYs are subject to change at any time.
3For Flourish checking accounts, if your balance on each day of the monthly statement cycle remains at $5,000 or above, the $10 monthly fee will not be charged. If your balance on any one day of the monthly statement falls below $5,000, you will be charged a fee of $10 for that cycle. Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day. Additionally, if you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account.
4$300 offer is valid for a new Flourish Checking account opened on or after January 1, 2025. It is not available to existing NASB personal checking customers (including trustees and primary owners on individual and joint accounts) or those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and primary owners on individual and joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Flourish Checking account with a total deposit of $5,000 or more in new money 2) Account(s) subject to approval. 3) Set up and complete direct deposits totaling $3,000 or more into this account within the first 90 days of account opening. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) At the completion of 90 days from account opening, if you have completed the above requirements and your account is open and in good standing with a balance greater than zero, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 1/01/2025.
4Wireless and/or internet service provider charges may apply.
