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1099 or Bank Statement Home Loan
- No tax returns needed
- In-house underwriting means a fast and worry-free loan process
- $175,000 minimum loan amount*
- 680 minimum credit score*
If you are self-employed or own a business, you may have difficulty qualifying for a conventional mortgage loan. A 1099 or Bank Statement Home Loan from NASB may be your answer. NASB is a national leader in the non-QM lending space, offering non-traditional loan options to help you achieve your goal of home ownership. With our 1099 mortgage loan, we can review your 1099 statements instead of tax documents to verify your income and eligibility.* Our Bank Statement loan allows small business owners to seek a home loan without showing net income on tax returns or pay stubs. We look at your non-traditional income over 12 months using bank statements, and if you meet our criteria, you can get a mortgage loan at a competitive rate.
Our 1099 and Bank Statement mortgage loans may be an excellent option for:
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